When Justice Has a Price Tag: The Struggles of Legal Funding in Australia
At AMC Finance (Australian Mortgage Corporation), we speak to people every week who are trying to move forward with legal matters—but are being held back by a system that feels confusing, uncaring, and expensive. Legal funding is supposed to help—but for many, accessing it becomes a second battle. If this sounds familiar, you’re not alone. […]
Australia’s 2025 Budget: Big Gains for Homeowners, Small Businesses, and Smart Investors
The 2025–26 Federal Budget, delivered amid growing pressures on household finances and small businesses, offers meaningful relief in key areas—particularly housing, cost of living, tax, and incentives for manufacturing and small-to-medium enterprises (SMEs). For savvy individuals and businesses, the real opportunity lies not just in the direct support offered but in how to leverage this […]
Understanding the New “Help to Buy” Scheme – A Lifeline for First-Home Buyers
The Albanese Government’s long-awaited Help to Buy scheme is set to launch later in 2025, offering a powerful new pathway to homeownership for eligible Australians struggling to break into the property market. With housing affordability continuing to dominate headlines, this shared equity initiative aims to reduce the financial hurdles for low-to middle-income earners — and […]
5 ways to improve the financial position of your business.
What You Might Not Know About Your Business As a business owner, you’re familiar with most aspects of your business. But even the most hands-on owners can miss critical details that affect growth, profitability, and peace of mind. Here are a few things you might not know: Your Profit Margins Aren’t as Strong as You […]
First home buyer with a small business and partner with overtime PAYG income – Case Study
The Clients: Jackson and Pippa, two young Australians, have saved $40,000 to buy their first home in Brisbane, QLD, with a purchase price of $700,000. Jackson, an electrician, started his own company 17 months ago and has seen his income increase significantly in the last 12 months. Pippa, a flight attendant with JetStar, has been […]
Bridging a loan to comfortable retirement: Case Study
Bridging Loan. The Clients: Mr and Mrs Selassie, retired in their early 80s, own a $1m home in Melbourne and a $2m commercial property in Brunswick, VIC. They took out a reverse mortgage on their property but realized it was not suitable for them. The commercial property needs urgent structural changes and refit, and they […]
Case Study – ATO debt; banks say “no way”
The Client Jarred is self-employed. He runs a Computer repair and sales company. He had a tax debt of $120K that he defaulted on. However the ATO never forgets. He had a payment plan of $5,500 per month. He was planning to sell his house and downsize to attempt to clear the debt. The problem […]
CASE STUDY: First home buyer – no deposit
The clients Ronald (named after Maccas) and Pippa are a couple that were renting together but keen to buy their first property together near Sydney, NSW. They were both earning good salaries of $120K and $135K respectively. They found a perfect first home valued at $940,000 close to Pippa’s job. Problems As they were […]
CASE STUDY – Investment property and ATO debt
The client: Mr B (short for Be) runs his own glazing business. He owns his own home worth $700,000, with a mortgage of $450,000. He is seeking to buy an investment property, with a loan of $500,000. The problem: He has already been refused by 3 banks (CBA, Westpac and Macquarie) because his ATO […]
CASE STUDY – Vacant land purchase
Vacant Land Purchase – the clients: Mr A and Mrs A (not their real names!) run their own individually successful businesses. They also own a house each. Each house is valued at approx. $1.2m, and each mortgage is approx. $500K. They are looking to buy a vacant block of land to develop into their own […]