When Justice Has a Price Tag: The Struggles of Legal Funding in Australia

AU-Mortgage-Corp-Legal-Justice-Has-A-Price-Tag

At AMC Finance (Australian Mortgage Corporation), we speak to people every week who are trying to move forward with legal matters—but are being held back by a system that feels confusing, uncaring, and expensive. Legal funding is supposed to help—but for many, accessing it becomes a second battle. If this sounds familiar, you’re not alone. […]

Australia’s 2025 Budget: Big Gains for Homeowners, Small Businesses, and Smart Investors

AU-Mortgage-Corp-federla-budget-2025

 The 2025–26 Federal Budget, delivered amid growing pressures on household finances and small businesses, offers meaningful relief in key areas—particularly housing, cost of living, tax, and incentives for manufacturing and small-to-medium enterprises (SMEs). For savvy individuals and businesses, the real opportunity lies not just in the direct support offered but in how to leverage this […]

Understanding the New “Help to Buy” Scheme – A Lifeline for First-Home Buyers

Help to buy scheme Australia

The Albanese Government’s long-awaited Help to Buy scheme Australia is set to launch later in 2025, offering a powerful new pathway to homeownership for eligible Australians struggling to break into the property market. With housing affordability continuing to dominate headlines, this shared equity initiative aims to reduce the financial hurdles for low-to middle-income earners — […]

Case Study – ATO debt; banks say “no way”

Man signing a home sales contract

The Client Jarred is self-employed. He runs a Computer repair and sales company. He had a tax debt of $120K that he defaulted on. However the ATO never forgets. He had a payment plan of $5,500 per month.  He was planning to sell his house and downsize to attempt to clear the debt.  The problem […]

CASE STUDY: First home buyer – no deposit

First home buyer case study

The clients Ronald (named after Maccas) and Pippa are a couple that were renting together but keen to buy their first property together near Sydney, NSW. They were both earning  good salaries of $120K and $135K respectively. They found a perfect first home valued at $940,000 close to Pippa’s job.   Problems As they were […]

CASE STUDY – Investment property and ATO debt

Investment property and ATO debt

The client: Mr B (short for Be) runs his own glazing business. He owns his own home worth $700,000, with a mortgage of $450,000. He is seeking to buy an investment property, with a loan of $500,000.   The problem: He has already been refused by 3 banks (CBA, Westpac and Macquarie) because his ATO […]

The Top 10 Mistakes When Choosing a Buyer’s Agent

Buyers Agents and pitfalls

In the intricate world of real estate, particularly when buying an investment property, navigating the market to find the perfect property can be a daunting task. If you are finding progress difficult and have realised that: not everything is online, not everything is clear or obvious, not all costs are included, and not everything you […]

THE ONLY 2 RULES OF LENDING THOU NEEDST KNOW

The 2 rules of lending

An essay whereupon the author expands on a short and merrie historie of banks. By Master Gordon Kelly, recently of this parish. Have you ever worked in a bank and suffered through their induction program? Or perhaps you studied business studies in school, economics, or a similar subject. If so, you will have come across […]