When Justice Has a Price Tag: The Struggles of Legal Funding in Australia

At AMC Finance (Australian Mortgage Corporation), we speak to people every week who are trying to move forward with legal matters—but are being held back by a system that feels confusing, uncaring, and expensive. Legal funding is supposed to help—but for many, accessing it becomes a second battle. If this sounds familiar, you’re not alone. […]
Australia’s 2025 Budget: Big Gains for Homeowners, Small Businesses, and Smart Investors

The 2025–26 Federal Budget, delivered amid growing pressures on household finances and small businesses, offers meaningful relief in key areas—particularly housing, cost of living, tax, and incentives for manufacturing and small-to-medium enterprises (SMEs). For savvy individuals and businesses, the real opportunity lies not just in the direct support offered but in how to leverage this […]
Understanding the New “Help to Buy” Scheme – A Lifeline for First-Home Buyers

The Albanese Government’s long-awaited Help to Buy scheme Australia is set to launch later in 2025, offering a powerful new pathway to homeownership for eligible Australians struggling to break into the property market. With housing affordability continuing to dominate headlines, this shared equity initiative aims to reduce the financial hurdles for low-to middle-income earners — […]
First home buyer with a small business and partner with overtime PAYG income – Case Study

The Clients: Jackson and Pippa, two young Australians, have saved $40,000 to buy their first home in Brisbane, QLD, with a purchase price of $700,000. Jackson, an electrician, started his own company 17 months ago and has seen his income increase significantly in the last 12 months. Pippa, a flight attendant with JetStar, has been […]
Case Study – ATO debt; banks say “no way”

The Client Jarred is self-employed. He runs a Computer repair and sales company. He had a tax debt of $120K that he defaulted on. However the ATO never forgets. He had a payment plan of $5,500 per month. He was planning to sell his house and downsize to attempt to clear the debt. The problem […]
CASE STUDY: First home buyer – no deposit

The clients Ronald (named after Maccas) and Pippa are a couple that were renting together but keen to buy their first property together near Sydney, NSW. They were both earning good salaries of $120K and $135K respectively. They found a perfect first home valued at $940,000 close to Pippa’s job. Problems As they were […]
CASE STUDY – Investment property and ATO debt

The client: Mr B (short for Be) runs his own glazing business. He owns his own home worth $700,000, with a mortgage of $450,000. He is seeking to buy an investment property, with a loan of $500,000. The problem: He has already been refused by 3 banks (CBA, Westpac and Macquarie) because his ATO […]
El Funcionamiento de los Corredores Hipotecarios (Mortgage Brokers) en Australia: Una Guía Completa

En Australia, la compra de una vivienda es uno de los mayores pasos financieros que la mayoría de las personas darán en su vida. Con precios inmobiliarios en constante aumento, es esencial asegurarse de obtener la mejor hipoteca posible para satisfacer sus necesidades financieras. Aquí es donde entran en juego los corredores hipotecarios. Estos profesionales […]
The Top 10 Mistakes When Choosing a Buyer’s Agent

In the intricate world of real estate, particularly when buying an investment property, navigating the market to find the perfect property can be a daunting task. If you are finding progress difficult and have realised that: not everything is online, not everything is clear or obvious, not all costs are included, and not everything you […]
THE ONLY 2 RULES OF LENDING THOU NEEDST KNOW

An essay whereupon the author expands on a short and merrie historie of banks. By Master Gordon Kelly, recently of this parish. Have you ever worked in a bank and suffered through their induction program? Or perhaps you studied business studies in school, economics, or a similar subject. If so, you will have come across […]