El Funcionamiento de los Corredores Hipotecarios (Mortgage Brokers) en Australia: Una Guía Completa
En Australia, la compra de una vivienda es uno de los mayores pasos financieros que la mayoría de las personas darán en su vida. Con precios inmobiliarios en constante aumento, es esencial asegurarse de obtener la mejor hipoteca posible para satisfacer sus necesidades financieras. Aquí es donde entran en juego los corredores hipotecarios. Estos profesionales […]
The Top 10 Mistakes When Choosing a Buyer’s Agent
In the intricate world of real estate, particularly when buying an investment property, navigating the market to find the perfect property can be a daunting task. If you are finding progress difficult and have realised that: not everything is online, not everything is clear or obvious, not all costs are included, and not everything you […]
THE ONLY 2 RULES OF LENDING THOU NEEDST KNOW
An essay whereupon the author expands on a short and merrie historie of banks. By Master Gordon Kelly, recently of this parish. Have you ever worked in a bank and suffered through their induction program? Or perhaps you studied business studies in school, economics, or a similar subject. If so, you will have come across […]
I have a small business but I can’t get a home loan.
Does this sound like you? Well it sure was our family about 12 months ago. My beautiful wife works for another company and draws a wage every 2 weeks. In bank lending terms, that’s standard. But what about me and income from my small business? For many banks, they just can’t get their head around […]
Bridging Finance – What you need to know about bridging loans before signing away your rights.
What is a bridging loan? A bridging loan is a type of short-term financing, typically for the purpose of buying a house before another is sold. The loan usually last anywhere between 2 weeks to 3 years pending the sale or the arrangement of longer-term financing. Typically they are used in one of the following […]
A Pre-Purchase Property Inspection is a must!
Pre-Purchase Property Inspection Our good friends at Resicert show you how to ensure peace of mind and avoid any post-purchase surprises. It’s taken a while, but you’ve found your dream doer-upper. It’s a little out of your pricerange, but you know with the refurbishments you plan to carry out that you’ll make akilling when you […]
Thinking of fixing your home loan rate? Look before you leap.
Thinking of fixing your home loan rate – beware – look before you leap. Anyone with a memory longer than 4 years will recall that home loan interest rates during Covid were ridiculously low. It also showed how little predictive power people who set these rates actually have. The common thinking in 2021 and into […]
EXPLAINER: FIXED-RATE LOANS
With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, […]
SELLING YOUR HOME? HERE ARE THE FIRST STEPS TO TAKE
There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get a favourable result from your investment and to ensure the process runs as smoothly as possible. Choose a quality agent Asking family […]
RISING INTEREST RATES: THE FAT MAN’S DIET
There are two things you rarely see together – diets and economics. Diets are needed but rarely work long term by themselves. Economics always seems to have the answers works, but never before the fact. Economics is that most wondrous of lifetime pursuits that lends itself to an unending search for rational explanations of social phenomena. […]