I have a small business but I can’t get a home loan.
Does this sound like you? Well it sure was our family about 12 months ago. My beautiful wife works for
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There are now more alternatives to mainstream bank products than at any time before, and more lenders available.
Whether you want to refinance your investment property or your home loan, we can find the best option for your needs.
Dr. Frank and Prof. Emma are two medical professionals in QLD. While they were both on good salaries, as medical professionals the pressures on their time was ever-increasing, and neither seemed to be able to stop and seek out professional advice.
They had a home loan of $1.25m. They had two investment loans of $200,000 and $40,000. They also had car loans of $120,000 and $40,000, which had both balloon payments of 30% of the car value due to fall in 2 years.
They knew that they couldn’t afford to sustain the debts and found they were falling further and further behind each month.
By refinancing the home loan for a better rate over the same remaining term of 22 years, as well as refinancing the car debt, over 5 years, which was the useful life remaining of both vehicles, we managed to save them $1,600 per month in outgoings.
In addition, the new lender gave them $1,800 simply for bringing their loan to them!
A better rate is very easy for any broker. However, what separates good brokers from bad brokers is the recommendation of an optimal structure.
Dr. Frank and Prof. Emma are two medical professionals in QLD. While they were both on good salaries, as medical professionals the pressures on their time was ever-increasing, and neither seemed to be able to stop and seek out professional advice.
They had a home loan of $1.25m. They had two investment loans of $200,000 and $40,000. They also had car loans of $120,000 and $40,000, which had both balloon payments of 30% of the car value due to fall in 2 years.
They knew that they couldn’t afford to sustain the debts and found they were falling further and further behind each month.
By refinancing the home loan for a better rate over the same remaining term of 22 years, as well as refinancing the car debt, over 5 years, which was the useful life remaining of both vehicles, we managed to save them $1,600 per month in outgoings.
In addition, the new lender gave them $1,800 simply for bringing their loan to them!
A better rate is very easy for any broker. However, what separates good brokers from bad brokers is the recommendation of an optimal structure.
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Does this sound like you? Well it sure was our family about 12 months ago. My beautiful wife works for
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