Australia’s 2025 Budget: Big Gains for Homeowners, Small Businesses, and Smart Investors
The 2025–26 Federal Budget, delivered amid growing pressures on household finances and small businesses, offers meaningful relief in key areas—particularly housing, cost of living, tax, and incentives for manufacturing and small-to-medium enterprises (SMEs). For savvy individuals and businesses, the real opportunity lies not just in the direct support offered but in how to leverage this […]
Understanding the New “Help to Buy” Scheme – A Lifeline for First-Home Buyers
The Albanese Government’s long-awaited Help to Buy scheme Australia is set to launch later in 2025, offering a powerful new pathway to homeownership for eligible Australians struggling to break into the property market. With housing affordability continuing to dominate headlines, this shared equity initiative aims to reduce the financial hurdles for low-to middle-income earners — […]
First home buyer with a small business and partner with overtime PAYG income – Case Study
The Clients: Jackson and Pippa, two young Australians, have saved $40,000 to buy their first home in Brisbane, QLD, with a purchase price of $700,000. Jackson, an electrician, started his own company 17 months ago and has seen his income increase significantly in the last 12 months. Pippa, a flight attendant with JetStar, has been […]
CASE STUDY: First home buyer – no deposit
The clients Ronald (named after Maccas) and Pippa are a couple that were renting together but keen to buy their first property together near Sydney, NSW. They were both earning good salaries of $120K and $135K respectively. They found a perfect first home valued at $940,000 close to Pippa’s job. Problems As they were […]